More and more companies are looking for environmentally friendly products. From eco-friendly cars to cleaning products, fashion, and art. In this case, insurers are not far behind and, for this reason, ecological home insurance is now in fashion.
Green home insurance is insurance designed for homes with the green label. That is, for sustainable houses. These types of insurance seek to protect the specific conditions of ecological homes, as well as offer discounts on the insurance policies of those who own them. Among the criteria used to know if a home is ecological would be the volume of emissions harmful to the environment.
Specific conditions of ecological home insurance
Ecological home insurance has all the characteristics of home insurance for conventional homes, plus some specific additions for this type of home. For example, protection for basic elements of green energy use is included, such as the protection and repair of solar panels, if necessary. These specific elements are considered part of the housing continent.
They also extend their protection to elements such as ecological and efficient taps and plumbing: installations designed for more effective use of the water resource. Likewise, lighting equipment is included as elements of an ecological home.
All these elements must be detailed in the policy. With this, we will obtain the certification of having an ecological home and we will be able to benefit from more advantageous conditions in our policy. The key would be, therefore, to demonstrate that our home meets these environmental care criteria.
What houses are considered ecological?
- Ecological houses made of wood
- Prefabricated homes
- Ecological houses made of stone
- Brick houses
These are the main categories of ecological houses according to their materials. In any case, there are other alternatives such as straw or mud boxes that are not so common, but should also be taken into account. We recommend that before purchasing your insurance you use our home insurance comparator to find the one that best suits your circumstances.
